I just wrote a long-ass message about this but then my internet crapped up.
So, in a nutshell: thanks to Le kun for the competition and the extension!!!!
This is my character for Le kun's Create Your Own Final Fantasy Competition, Gala Riviera - for her full bio check out her line art picture in my portfolio.
Photoshop speed painting - about 5 hours. Speed painted because my stupid computer crashed while I was working on her and lost what I'd done in about a 3 hours stretch. ;_; fortunately there was a backup file on my USB so though there wasn't an updated version, I at least still had the colour palettes and stuffs.

Silver <3